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Affected by a hurricane? Get the strength and experience of an experienced Pensacola hurricane attorney today.

Affected by a hurricane?

We are your Pensacola Hurricane Attorneys.

Pensacola Hurricane Lawyer

Dealing with the aftermath of a hurricane can be devastating. Matters can be made even worse when your insurer delays, diminishes, or simply denies your hurricane insurance claim.

Unfortunately, this is not an uncommon practice in Florida. In fact, homeowners and business owners alike face these types of claims issues under their insurance policies each and every year. So what do you do if your insurer wrongfully denies, diminishes, or delays your hurricane insurance claim?

Fortunately, you may have a legal claim for relief.

If you are looking for a hurricane lawyer in or near Pensacola, FL, look no further than Emmanuel Sheppard & Condon. We have been helping clients weather storms along the gulf coast for more than 100 years. We hope to have the opportunity to help you too. Contact our team today to see what an experienced hurricane attorney can do for you.

Why Should I Hire the Hurricane Lawyers at Emmanuel Sheppard & Condon?

This is a great question. With so many attorneys in Florida, it can be difficult knowing where to even begin your search for a hurricane lawyer. Here are a few reasons why we think ESC is the law firm for you:

We have an office located in Pensacola, FL, right along the Gulf Coast—we understand the gravity and impact of a hurricane and know what it takes to navigate the claims process;
As one of the largest law firms on the Gulf Coast, we have the tools and financial resources necessary to go toe-to-toe with big insurance companies;
We value our relationships and pride ourselves on providing personal attention to each and every one of our clients; and
Our hurricane lawyers will fight zealously for your rights at every step along the way to get you the best results we possibly can.

Hurricane insurance claims can be overwhelming, frustrating, and time-consuming, but you don’t have to navigate this process alone. Give our team a call today to speak with an experienced hurricane lawyer and work toward getting the recovery you need and deserve.

Hurricane Insurance: An Overview

While there is no insurance for hurricanes specifically, homeowners policies typically cover:

Wind damage,
Water damage, and
Damage from debris.

However, it is important to note that water damage covered by homeowners insurance is not equivalent to insurance for flood damage. Rather, this typically only covers water that intrudes into your home through a wind-damaged roof or windows.

Conversely, water that rises into your home from the ground is considered flood damage. Thus, carrying flood insurance, in addition to homeowners insurance, is vital for those living in areas prone to hurricanes.

What Should I Do Before a Hurricane?

There is no doubt that living along the Gulf Coast is about as close to paradise as it gets. Nevertheless, it does also have its drawbacks. Hurricane season affects the Pensacola area almost every year. Thus, it is important to take precautionary measures to ensure you are ready in the event of a hurricane.

Most Pensacola residents are familiar with preparing for a storm. Every home should have a hurricane supply kit containing food, water, first aid supplies, and other necessities. However, it is also important to purchase a waterproof container to store your important documents, including:

Insurance paperwork,
Medical records,
Bank account information, and
Social Security cards.

Having these documents available can be crucial in the aftermath of a hurricane.

What Should I Do After a Hurricane?

The aftermath of a hurricane is often filled with destruction, chaos, and confusion. As such, it is important to be prepared. There are a few steps you should always take after a hurricane if possible to maximize your chances of recovering compensation.

Locate Policy Documents

Locate documents related to your various insurance policies as soon as practicable. These documents indicate the liability limits of your insurance coverage, your deductible, and the extent of your hurricane insurance coverage.

Check your insurance coverage to determine whether flood and wind damage are covered. When you have questions or concerns about your coverage, ESC is here to help.

Evaluate Your Property Damage

It is also important to document the damage caused by the hurricane. You can do this by capturing images of everything that sustained damage, including bar codes and serial numbers of valuable assets.

The outdoor areas should be documented as thoroughly as indoor areas. A complete record of the losses you suffered as a result of the hurricane is vital for proving that you are owed compensation and to what extent.

If possible, obtain estimates for the cost of repairing the damage to your property caused by the hurricane. If you spend money on temporary repairs or on an alternative living situation as a result of the property damage, document the amounts you paid. Insurance companies aim to pay out as little as possible. Thus, having detailed evidence of the property damage and other losses suffered as a result of the hurricane bolsters the probability of recovering all of your losses.

Contact Emmanuel Sheppard & Condon Today for a Free Consultation

Do you have questions about how to navigate the aftermath of a hurricane and the resulting damage? The attorneys at Emmanuel Sheppard & Condon are standing by and ready to help.

You might be wondering whether hiring an attorney is really worth it. The answer is an unequivocal yes.

When you hire a Pensacola hurricane lawyer, you greatly increase your chances of maximizing your overall recovery. So don’t wait—give our team of hurricane attorneys a call today for a free consultation. Let’s discuss your case and see how we can help you recover.

“Mr. Rowe was definitely the best attorney we could have ever hired! He took the extra time and effort to explain what we needed to know and hear. You truly have one of the best attorneys working for your firm! Thanks again.”
-Danny B.

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