Many clients ask whether they need a personal injury lawyer, or whether they can just deal with the insurance company directly. But hiring a personal injury lawyer benefits clients for a number of reasons.
First of all, it evens the playing field with a powerful insurance company. Auto insurance companies, powerful corporations, and professional adjustors are all entities whose primary goal is to make money through assessing claims. While it seems as though they should be on your side, the truth is that sometimes they will be out to gather facts that are harmful toward your claim. In these cases, they are not out to get you. They are only trying to accomplish their goal of making as much money as possible.
It’s important to get an experienced injury lawyer involved because we understand what should or should not be told to an adjustor. We understand what documents should or should not be signed or disclosed. We understand how to ensure that you get the amount of money from your claim that you deserve.
In a perfect world, an insurance company would, but it’s important to remember that their job is to make money. Regardless of the situation, whether you have been injured in an accident, on a premises somewhere, or by a defective product, the insurance company is still out to make money. The truth of the matter is, the less money they pay on your claim, the more money they have for their CEOs, their shareholders, and their employees.
It’s important to get a personal injury attorney involved because there is always motivation for even the most honest insurance adjustors to gather information harmful to your claim. We understand what they are after and we understand what their motivations may be. Furthermore, we have ability to control that information. If you get on the phone with an insurance company, they oftentimes ask you the questions they want. They’re trying to get the answers that will help them devalue your claim. It’s important to get a lawyer involved because we understand what information has to be given to them, so they can equally assess the claim.
You pay your insurance company for protection. So, of course, you would believe that your insurance company is on your side. You simply have to understand that their job is to make money just like anyone else, and the less they pay on your claim, the more money ultimately in their pocket. The only way to ensure that you are paid what you deserve is to call a skilled injury attorney. Don’t hesitate to call us for a free consultation.