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If you have been arrested or received a Notice to Appear for driving on a suspended driver’s license, you can face serious consequences. Oftentimes, defendants are told that they will likely only receive a fine. However, this is rarely the...
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The Basics There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects your property rights as the homebuyer, whereas the lender’s policy ensures the financial investment of the bank or lender. If...
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New technology devices, apps for your smartphone, and social media websites, while fun to use for recreation, to better your health, and for social interaction, can also be used in the courtroom. In today's world people have become far more...
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The number one way to avoid a DUI arrest is simple, don’t drink and drive.  That is the only sure way to avoid a DUI.  However, in Florida it is not illegal to drink and drive, it is only illegal to drive...
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1. Protects Your Largest Investment A home is probably the single largest investment you’ll make in your life. You ensure everything else that’s valuable to you—your life, car, personal property, health, pets, jewelry, etc.—so why not your largest investment? For...
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In Florida, if you are injured in an accident that occurred in the course and scope of your employment, your employer is required to provide you with reasonably necessary medical treatment and lost wage benefits regardless of who is at...
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In Florida, unlike many states, both attorneys and title companies may close real estate transactions and issue title insurance.  However, closing with an attorney may offer notable benefits that a title company cannot provide, some of which I will discuss....
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The SBA recently issued some guidelines on PPP loan forgiveness. There is a safe harbor presumption that any PPP loan was made in good faith under $2,000,000.00. The SBA forgiveness application is finally out, SBA Form 3508 (05/20). The application must be...
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OPERATIONAL BEST PRACTICES/SAFE CLOSING PROTOCOLS In response to COVID-19, Emmanuel Sheppard and Condon (“ESC”) will implement the following operational procedures for all real estate closings occurring between March 26, 2020, and April 30, 2020: GENERAL INFORMATION Symptomatic Clients: Any clients...
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IMPORTANT INFORMATION FOR FLORIDA CONDOMINIUM AND HOMEOWNERS' ASSOCIATIONS NEW HOW-TO GUIDE ASSISTS COMMUNITY ASSOCIATIONS REOPENING DURING COVID-19 August 3, 2020: As COVID-19 accelerates disruptions for condominiums and homeowner's associations, Community Associations Institute (CAI) has released, “Status Check: A Reopening Guide for...
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