The new Florida Personal Injury Protection (PIP) law that went into effect in January of 2013 has been criticized for benefiting insurance companies at the expense of injured individuals. According to the new law, the amount of money paid out to an injured individual can be affected by whether or not the injury qualifies as[ ]
Your PIP – Personal Injury Protection – coverage under your own automobile insurance polity is primary in covering your medical expenses after you have been in a wreck. It does not matter whether you were at fault for the crash or not; your own personal injury insurance covers you.
You will have the full $10,000 in Personal Injury Protection (PIP) benefits available to you if it is determined you had an “emergency medical condition” following a car crash or automobile accident. The finding of an “emergency medical condition” can only be determined by a medical doctor, physician’s assistant, nurse practitioner or dentist. A chiropractor[ ]